Best Car Warranty Companies in 2026: 7 Automakers and Extended Warranty Providers Compared

Hyundai makes its case for "what car company has the best warranty" directly on its own warranty page. The new vehicle limited warranty runs 5 years/60,000 miles, the powertrain limited warranty runs 10 years/100,000 miles, and the anti-perforation warranty (rust holes through body panels) runs 7 years with unlimited miles. Roadside assistance lasts 5 years with unlimited miles, and the hybrid and electric battery warranty is 10 years/100,000 miles.

Hyundai also lists complimentary maintenance for the first 3 years/36,000 miles on 2025 models, which covers four basic service visits (oil and filter changes plus tire rotations).

The catch is in the fine print. Hyundai states that the 10-year powertrain coverage applies to the original owner only, and that second and later owners are covered under the 5-year/60,000-mile warranty. If you plan to buy used, the long warranty will have shrunk. Hyundai also publishes a comparison table showing Toyota, Honda and Nissan at 5 years/60,000 miles on the powertrain, which is a manufacturer's own comparison, so treat it as a starting point.

Kia's terms look similar to Hyundai's on paper. The basic limited warranty is 5 years/60,000 miles, and the powertrain limited warranty is 10 years/100,000 miles, covering engine, transmission, axle, differential and driveshaft parts. The anti-perforation warranty is 5 years/100,000 miles.

The notable extra is for electric vehicles. Kia lists a 10-year/100,000-mile EV system warranty covering the motor, high-voltage battery, power control unit and on-board charger, and its battery coverage applies if capacity drops below 70 percent of original.

Kia's roadside assistance is shorter than Hyundai's, at 5 years/60,000 miles for 2025 models, and the page says the powertrain coverage applies to the original purchaser and to buyers of a Certified Pre-Owned Kia. It does not spell out transfer rules for other coverage, so read the Warranty and Consumer Information Manual if you are buying used.

Mitsubishi is the least talked-about name in this group, but its numbers hold up. The company lists a 10-year/100,000-mile powertrain limited warranty, a 5-year/60,000-mile new vehicle limited warranty and 5-year roadside assistance with no mileage cap. A limited maintenance plan covers three oil and filter changes, three tire rotations, three multi-point inspections and one cabin filter change for 2 years/30,000 miles.

The terms are clear about ownership. Powertrain coverage is applicable only to the original owner, and subsequent owners receive the balance of the 5-year/60,000-mile new vehicle limited warranty. The maintenance services are not transferable.

If you buy a Mitsubishi new and plan to keep it, the long powertrain coverage is a good deal. If you buy used, the 10-year term does not follow the car, so consider whether a separate service contract makes sense.

Endurance is one of the best-known companies selling extended coverage directly to drivers. Its site lists three main plan tiers (Secure Plus for older vehicles, Supreme as the most comprehensive, and Superior), plus personalized coverage for other vehicles. Each plan lists covered components, with the full list behind an "Explore Full List" link.

Perks on the site include 24/7 roadside assistance with any plan, an "Elite Benefits" package (tire repair and key fob replacement) free for one year subject to offer details, the freedom to use any certified mechanic, and a repair shop network through a RepairPal partnership of over 4,000 shops. The company cites 20 years of experience.

Pricing is by quote; the site shows average repair costs for context, not plan prices. Endurance is also direct that "not all repairs may be covered by the VSC you purchase," so your contract is the authority. The advertised 30-day money-back guarantee is a reasonable safety net, but you still need to read the contract inside that window.

CARCHEX leans on its comparison tooling. After you submit a free quote request, a representative prepares quotes, and you can review them on an online site with a product comparison tool and a self check-out option. There are also mobile apps in the Apple App Store and Google Play, live chat and a guest payment page.

The site says its contracts are provided by Liberty STF, Inc., of Lakewood, Colorado, but it does not say whether CARCHEX acts as a broker or an administrator, which is worth asking about because it determines who handles your claim. Its footer mentions rental car benefits, deductibles and exclusions, with details in the contract, and it says replacement or remanufactured parts of like kind and quality may be used.

CARCHEX describes itself as a BBB Accredited extended warranty contract service company in Hunt Valley, Maryland, accredited since 2009. The page does not give a letter grade, so check the BBB listing and your state's consumer protection office before you sign.

CarShield is probably the most advertised name in this category, and it is also the one with the most documented controversy, so we want to be plain about both sides. On the positive side, its site says it administers its own contracts through American Auto Shield, pays claims directly to the shop, includes towing in all contracts and 24/7 roadside assistance in most, and offers rental car coverage on many. Its quote form accepts mileage up to 325,000. The company says it covers over 3 million vehicles and has paid more than $1 billion in claims, which are its own figures.

On the other side, the FTC announced a $10 million settlement with CarShield and American Auto Shield on July 31, 2024. The FTC alleged that repair claims were often denied even though customers paid up to $120 a month, and that celebrity and customer endorsers made false statements. CarShield said it disagreed with many of the assertions while sharing the commitment to helping customers understand what it provides. The settlement requires truthful advertising and endorsements.

None of that means every contract is a bad one. It means you should ask for the sample contract (the site has a Sample Contracts page), check exclusions and the shop-choice terms, and get everything in writing before payment.

Toco Warranty (operated by Verdoro LLC, per the site footer) sells auto, home and workplace-benefit plans. For vehicles, its pitch is flexibility: no down payment, cancel anytime, a choice of mechanic and direct payment to the shop. Its site says that once a repair is authorized, you cover your deductible and Toco covers the rest, directly, with no reimbursements.

You enter your vehicle's make, model, year, mileage and ZIP code to see a price. The page does not describe cancellation terms in detail, so "cancel anytime" needs to be checked against the contract, including any refund calculation. The site also states that coverage is not currently available in all states, so confirm yours.

Toco is a smaller name than Endurance or CarShield, which can be good or bad depending on what you value. Ask for the full contract before you enroll, as you would with any provider.